Category: Finance & Investment

The books which can expanded mind and the thinking process

From my childhood, I love to read books. Books are my best friend and guide in my life. I can’t imagine my life without books. Reading habit has done wonder for me. Be it guiding at the time of difficulties or helping me to know myself better. Books are an inseparable part of my life.


From the many books, I have read and love to re-read them whenever I get chance are as following. And you can get a  lot of thinking ray to expand your mind. Here are some of the books from the closest of my heart which will expand your mind and show you a new way of life. They are with no particular order and I love all the books equally.


THE ALCHEMIST: by Paulo Coelho

When I first heard the name of the book then I thought it is a book of science and experiments. But several times I got this book on the favorite list of many great minds. One of them is Bill Gates, the richest person in the Universe. It is a story of a shepherd boy from the Spanish province of Andalusia who dreams of traveling the world in search of treasure as desirable as any ever found. From his home, he journeys to the exotic markets of North Africa and then into the Egyptian desert, where a fateful encounter with the alchemist awaits him. It is an unforgettable story about the essential wisdom of listening to our heart and, above all, following our dreams.


KARMA YOGA: by Swami Vivekananda

Swami Vivekananda was a great preacher of Hindu religion and saint. In this book, he reveals the karma or work’s effect on the character, what is our duty and shows us the path to complete freedom. We can’t help the world but instead we help ourself. The only way to attain complete freedom is by non-attachment in everything we do and own.

This book will give you a new perspective towards life. You will understand the truth of life and become steady and calm even in between fierce battles.


How To Stop Worrying And Start Living: by DALE CARNEGIE

This book has become my private doctor, mentor, and therapist. When I was in college I had a very bad habit of worrying about everything. My life was very poor and dissolute. Nothing interested me and I could achieve nothing in that period of my life. All i was lost in my worrying thoughts and habits.

This is the first book that taught me how to stop worry. It didn’t change me in a month or a year. But slowly and surely it brought change in me and one day i could realize that my worrying habits are gone. Of course, there are many other books who helped me to do that but this one is the primary one.


THE OLD MAN AND THE SEA: by Ernest Hemingway

This is a very thin but effective book. This book is set in the Gulf Stream off the coast of Havana, a story of an old man, a young boy, and a giant fish. This is a timeless and unique vision of the beauty and grief of man’s challenge to the elements in which he lives. It is a story of vigor and courage which a man has to undergo in his life.

It shows us the heroic true nature and struggles of a human life.


THINK AND GROW RICH by Napoleon Hill

This a must read the book if you want to grow rich. Rich here is not only in the terms of money but also in every field of life. We work hard, do everything we can but do not succeed and remain poor. This book explains in details why we remain poor still trying hard.

Napoleon Hill has given his twenty-five years of youth to research and write this book. He studied thoroughly the hundreds of great American richest person’s life and thought about money. He has made certain formulas to think, act and grow immense rich which you can imagine.


RICH DAD POOR DAD by Robert T. Kiyosaki

This is the best personal finance book of all time. Here Robert has challenged and changed the way tens of millions of people around the world think about money. The general people think about earning and saving. They simply buy a big house, beautiful car and other things which they think of their great possession and asset. But according to Kiyosaki the house, car and other things only a liability that drains out our pocket. Instead of buying them we have to buy the real assets and invest in the share market.

He said, “The main reason people struggle financially is that they have spent years in school but learned nothing about money. The result is that people learn to work for money… but never learn to have money work for them.”



This is a classic tribute to hope from the Holocaust. One of the outstanding classics to emerge from the Holocaust, it is the true story of the author of his struggle for survival in Auschwitz and other Nazi camps.

He was a therapist and doctor. He developed his own philosophy to survive the Holocaust. And this philosophy becomes water in the draught, hope in despair to live one more day to get freedom from the hell.



This book has literally changed my world in a better way. He is known as the father of positive thinking. This book is written to suggest techniques and to give examples which demonstrate that you do not need to be defeated by anything, that you can have peace of mind, improved health, and a never ceasing flow of energy.

Every chapter of this book gives you true peace, energy, and happiness. This is a true book to learn to preach positive thinking and achieve success in every field of life. The Power of Positive Thinking is a simple, practical, heartfelt guide to enable everyone to enjoy confidence, success, and joy.


All these books mentioned above can expand your mind immensely and can change your life in better way. These are must-read books for all. With this, I conclude my blog. Read and think and stay blessed.



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Rules of Warren Buffet’s to become a billionaire investing



Warren Buffet is the second richest person in the world after Bill Gates the owner of microsoft. Buffet is known as oracle of Omaha. He is an ace investor and chairman of Berkshire Hathaway. He started investing at the age of 11.

The first rule he follow is of saving. Saving as much as you can make you a billionaire. Buffet was born in a middle class family. He begun to sale newspaper at the age of 11 and started saving and investing from then. He quoted that “if you buy things which you don’t need more often then one day you have to sale the things which you most need”. According to him saving is the ultimate strategy and first rule of gaining your financial freedom.


Take as an example that if you save and invest 4 thousand per month then in 35 years it becomes 35 crores. How amazing it is! And if you save and invest the same 4 thousand per month for 77 years then guess how much money you will gather? Don’t be shocked that you will have 2 lakh crores! Peace. Don’t be discouraged by the years you have to put in but in reality you can get insane rich much quicker. You have to study, learn and develop your investment strategy to earn quickly.



Buffet says that don’t run for the shiny objects. Because everything that glitters ia not gold. Treat others as you expect from others to treat you at the same manner. He again advice us to live life by thinking that whatever you do today will come at the front paper of tommorow. Keep good contact with everyone because you never know when someone will become useful and powerful. Be truthful and run your business with integrity.


For investing purpose he follow this rule strictly. Sale when the price of the share is increasing very much and everyone buying. And buy when the price of the share is going down and everyone is selling. This is a simple and most important strategy. But not easy to execute because it is very hard to buy when everyone is selling and in panic. But you have to be disciplined in order to learn and success investing.

How Investment can make you retire early and enjoy life



Robert T. Kiyosaki is the author of the book “Rich dad Poor dad” which is a book on finance. When I read it I was amazed with its style of writing and the way he described the finance to us. It is in very easy language and swift to understand. Anyone can understand it even a class one student. He has revolutionised the idea of finance and financial freedom according to me. This is a must read again and again book who want to attain financial freedom.

I was a man without any direction in life. I love to read books and write anything here and there. When i read the book of Robert i knew that this is the turning point of my life. I want to earn lots of money, want to get rich and retire from my day job and attain freedom. I read the book many times and it is sure that i will read it in near future again. This is an excellent book to start your financial journey attain freedom of working at your own will.

I honestly declare that i am not a financial expert. But i am going to share what I learn and invest.

Acoording to Kiyosaki there is four type of people in this world. They are E, S, B, ans I. The E stands for Employee. The Employees are those people who want a job security. Whether of government or private. They live in a state of poverty paying the bills and saving for their retirement. S stands for the specialists like doctor, engineer, self employed etc. They earns a lot of money but they are not able to or ignorant of big investment and businesses.

B stands for big business with more than 500 employees. This is where the big money lies. And finally the I stands for Investment, professional investment. Professional investments in stocks and bonds can yield lots of money. These B, and I, people are the big players of the market. They can manipulate price and government.

I personally love the I, professional investment. Previous to reading the book “Rich Dad Poor Dad” I knew nothing about investment. All I know was to earn money, good job, chase your passion etc. But I know that to earn lot of money and to retain it for long term you need to know about investment, how money works. Money is just an idea, it is not a concrete thing. It is printed by the governments in bulks. So, if we just save money in banks then we can never cope with the rate of inflation, hence we lose our money in terms if value. Therefore, it is foolish to save money in the banks. Rather we have to learn investment to earn more money.

Kiyosaki has his favorite investment types in real estate and businesses. He like to acquire businesses that earns him rents and dividends. He has retired young and enjoy life to the fullest possible.


After going through the book several times I have decided to invest. I have a government job, i don’t deny that. But i have planned to ditch it as soon as possible. Therefore, i decided to learn investment and its all aspects. I have opened an online demat and trading account through Zerodha. Lord, it is so easy these days to open an trading and demat account from your home without visiting your bank or calling any broker. If you don’t learn and invest now then you will be a biggest loser of the century. In the coming post I will write about opening an account in zerodha, the online broker.

Thank you my dear friends. Stay blessed and may God be with you all the time.